Former CFO and executive advisor with extensive experience managing bank debt facilities for operating companies, including term loans, revolving credit lines, and working capital financing. Background includes senior finance roles with national and global organizations in energy and technology similar to Tenneco, Perot Systems, and other middle market sponsors, with responsibility for negotiating loan structures, overseeing covenants, and maintaining lender and bank group relationships.

Executive advisory work focuses on helping business owners and management teams design capital structures, prepare for credit committee review, and implement disciplined cash flow management tied to SBA and bank underwriting standards. Typical engagements include building lender ready financial models and projections, organizing supporting documentation for SBA type facilities, and advising on refinancing or consolidation of existing bank and private debt to create a more sustainable, growth oriented balance sheet.

Fractional CFO and executive advisor with more than 25 years of hands-on leadership across finance, operations, acquisitions, banking relationships, and lender-facing strategy for lower middle-market and asset-backed businesses. Career progression includes senior titles such as Co-Founder, Chief Financial Officer, Senior Vice President, Manager, Senior Financial Systems Analyst, and Senior/Staff Accountant, with operating exposure across entrepreneurial ventures and recognized companies including Tenneco Oil and Perot Systems.
Advisory work centers on helping ownership groups and management teams structure, negotiate, and manage debt capital solutions tied to growth, acquisitions, working capital, and operational turnaround objectives. Capabilities include revolving credit facilities, term debt, borrowing-base support, lender reporting, covenant management, refinancing strategy, debt documentation review, cash-flow planning, and SBA-style loan packaging supported by lender-ready forecasts and underwriting materials.

Core Executive Capabilities
• Fractional CFO leadership for companies needing senior financial oversight without a full-time executive burden.
• Executive advisory on capital structure, bank readiness, and debt strategy for owner-led and sponsor-backed businesses.
• SBA and conventional bank financing support, including business-plan framing, repayment analysis, documentation strategy, and lender presentation materials.
• Financial modeling and scenario analysis for acquisitions, equipment financing, working capital planning, and restructuring situations.
• Banking relationship management, loan agreement review, covenant tracking, and post-close reporting discipline.
• Operating finance infrastructure, including budgeting, reporting packages, controls, treasury visibility, and decision-support analytics.

Representative Leadership Titles
• Fractional Chief Financial Officer
• Executive Advisor
• Chief Financial Officer
• Senior Vice President, Finance
• Co-Founder and Manager
• Senior Financial Systems Analyst
• Senior/Staff Accountant

Career Profile
Served in CFO and senior finance leadership roles for privately held operating companies, including businesses in energy, technology-enabled services, and entrepreneurial investment platforms. Experience includes negotiating and administering credit facilities, evaluating acquisition opportunities, establishing financial reporting systems, supporting insured risk management programs, and aligning capital deployment with management priorities and lender expectations.
Earlier career foundations were built in financial systems, accounting, budgeting, and operational analysis at established companies such as Perot Systems and Tenneco Oil, creating a strong platform for later executive advisory work in capital-intensive and transaction-oriented environments.

Advisory Focus Areas
• Debt financing strategy and execution
• SBA 7(a) and related small business loan readiness
• Acquisition and expansion financing
• Working capital and equipment finance planning
• Refinance and debt consolidation strategy
• Lender communications and credit package development
• Cash-flow forecasting and covenant support
• Finance function buildout for growth-stage businesses

Value Proposition
Well suited for businesses seeking a seasoned executive presence in front of banks, credit committees, investors, and counterparties while also needing practical internal leadership on forecasting, reporting, and transaction execution. Combines board-level financial judgment with operating-level discipline, making the role especially effective for founder-led companies that need deeper capital markets credibility and structured small business advisory support